A company faces inherent risk exposure merely by having directors and officers (D&Os) --- You can’t have claims and lawsuits against D&Os if you don’t have D&Os. But most companies need D&Os for effective management.
Here are a few key sources of D&O claims:


One of the biggest threats for D&O claims, and lawsuits naming your D&Os and your company, is your staff.  Having employees comes with a significant risk exposure to employment practice-based claims and suits (such as harassment and discrimination suits). EPL offers protection when these claims and suits arise.


Another major source of D&O claims: Shareholders.  Many allegations made by shareholders center around decisions, acts, and/or errors and omissions which have triggered a drop in stock value, wasted company assets, demonstrate missed opportunities for growth, or diminished the company’s competitive edge.

Customers, clients, government agencies, competitors, and other third-parties are other sources of D&O claims and lawsuits.

Typical Plaintiffs in D&O cases:

  • Consumer activists
  • Clients
  • Customers
  • Investors
  • Partners
  • Board Members
  • Stockholders
  • Third-Party Claimants
  • Government Agencies
  • Tax Collectors
  • Competing Businesses
  • Lending Banks

Don’t Forget: D&O Claims Can be Made by Anyone!

About Dumont Insurance Corp.

Dumont Insurance Brokers Corp. – renowned for the cumulative industry knowledge, experience and insight of its staff, its close attention to customer care, and its innovative, automation-tinged model – was developed with a unique system underwritten by the most trusted and highest-rated carriers. This unique equation allows Dumont to provide customers with the very best, and most cost-effective, professional liability and E&O coverage, in spite of the ever-increasing hazards of a litigious society.


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